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Home Equity Line of Credit (HELOC)

Bye Bye Credit Debit

Hello Freedom.

B500 Top Page

Get Rid of High Interest Debt,

and Get Back in the Black.

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You've Got This. We Can Help.

HELV Form

WHAT IS THE HOME EQUITY LINE OF CREDIT?

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  • A High Limit Home Line of Credit with Funds and Purchases Accessible through a Convenient Visa Card.

  • Qualify for a Credit Line of up to $500,000 secured with your Home or Rental Property.

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  • Low Credit Score?    We accept 540 Minimum

  • Self-Employed?  

       We use 1-Year Business Banks Statements

  • Commission Earner?  

       We accept 100% of T4A Income to Qualify You

  • Own Rental Properties? 

       Accepted! And we use 100% of Rental Income 

  • Consumer Proposal?   Can Pay Off and Discharge

  • Taxes Returns?  

       No Personal Tax Information or Financial Statements          Required For Approval

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PERKS:

  • 21-Day Interest-Free Period on Purchases

  • Earn 1% Cash Back on All Purchases

  • Interest Payments made only on Credit Used

  • No Annual Fee, No Monthly Fee, No Upfront Fee

  • Fixed Rates from 4.99% to 10.99% 

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FINE PRINT:

  • Same Rates for 1st and 2nd Position

  • Credit Line Available up to 80% Loan to Value

  • Residential Rental Properties Only – up to 4 Units

  • One Time Processing Fees of 2.99%

  • Closing Costs and Fees can be charged to the Credit Line

OUR SIMPLE 3 STEP PROCESS
1

Submit Your Documents

Email us the Documents from the Checklist and will have your

Free Approval within 2 days.

2

Accept the Terms

We'll indicate how much you qualify for and at what rate.

If you like it, we order an appraisal.

3

Sign The Final Documents

Meet with our Legal Team to Register the Credit Line.

Receive your card and cheques within 10 business days.

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